Online Gambling Iowa

History of Online Gambling in Iowa

The Iowa Gaming Association (IGA) encouraged sports betting legislation as early as 2017. Although a federal ban (PASPA) still existed on sports gambling at the time, the IGA felt that the ban would soon disappear.

Its prediction came true when the Supreme Court struck down PASPA in May 2018. Iowa moved forth with betting legislation shortly after.

House Study Bill 592 (HSB 592) sought to legalize retail and online sports betting. However, it failed to gain the necessary votes to pass.

1. Legality Of Online Gaming In Iowa The first thing to establish is that any form of gambling not specifically legalized and regulated by the state is illegal, per the code, which reads as follows: 725.7 Gaming and betting — penalty.
2. Best Iowa Online Casinos WinPalace Casino is one of the most favored of all online gambling sites. WinPalace provides huge bonuses, easy payouts, and some of the loosest slots around. All of the WinPalace games provide their players with a gaming environment that is unrivaled in terms of quality.

Lawmakers quickly came back with another attempt in 2019. Senate File 617 (SF 617), which included slight modifications, achieved approval in the State House and Senate in May 2019.

The bill moved to Gov. Kim Reynolds’ desk. Reynolds gave her signature on SF 617 and officially made online and retail sports gambling legal in Iowa.

The Hawkeye State approved daily fantasy sports (DFS) that same year. This DFS bill paved the way for DraftKings and FanDuel to offer legal games to Iowans.

Iowa Online Sports Betting

Iowa launched retail and online sports betting just months after SF 617 gained approval in May 2019. SF 617 contains the following provisions:

• All sports bettors must be at least 21 years old.
• Gamblers must register for online betting in person until Jan. 1, 2021.
• The Iowa and Racing Gaming Commission (IRCG) regulates the betting industry.
• Operators must pay a $45,000 license fee and a $10,000 renewal fee.
• Each license holder can operate two skins.
• Sportsbooks also need to cover a 6.75% tax rate on sports gambling revenue.
• College sports betting is allowed; however, prop bets on in-state teams are illegal.

The Hawkeye State features one of the lowest licensing renewal fees ($10k) and tax rates (6.75%) anywhere. It has already attracted a large number of online sportsbooks relative to its 3.16 million population.

Available IA internet bookmakers include:

Online Gambling Age For Iowa Residents. The 2021 Iowa online gambling age is 21 years old. Iowa's gambling laws begin with the age requirement in place, and those who live in the state have to adhere to these limitations. Iowa's residents have to be at least 21 years of age in order to participate in any form of gambling period. Online Daily Fantasy Sports in Iowa – Overview Daily fantasy sports have never gotten off the ground in the state, for the simple reason that they have been assumed to be covered by the statewide prohibition on online gambling in Iowa. As a result, operators have shied away from the Hawkeye State for fear of legal consequences.

• Betfred
• DraftKings
• Elite Sportsbook
• FanDuel
• Hard Rock
• PointsBet
• Q Sportsbook
• William Hill

Most of these betting sites offer generous bonuses. For example, DraftKings’ welcome package includes a $25 no-deposit bonus, up to a $500 deposit bonus, and up to a $500 risk-free bet. You only need to use our link to qualify.

PointsBet provides new customers with $250 in free bets. You can obtain this bonus by entering the code “BONUSNOW.”

Iowa Online Casinos

Iowa lawmakers introduced legislation to legalize online casinos and poker in 2012 and 2013. The first attempt passed the State Senate but failed to pass the House.

The second effort didn’t even advance past the Senate. No serious attempt has been made at legalizing real-money Iowa online casinos since.

However, sweepstakes casinos are legal in the Hawkeye State. These sites feature online casino games and sweepstakes entries.

Chumba Casino and LuckyLand Slots are Iowa’s most popular sweepstakes gaming sites. They offer a solid mixture of online slots and table games.

Iowa Poker Sites

As mentioned, all attempts to pass online poker legislation have failed. Real-money internet poker doesn’t seem likely to become legal in Iowa any time soon.

The lack of online poker is surprising, considering how popular the game is in the Hawkeye State. Iowa features nine land-based poker rooms, including the famed Horseshoe Council Bluffs.

For now, Global Poker is the only legal online option. It’s a sweepstakes poker site that operates similarly to Chumba Casino and LuckyLand Slots.

Iowa Daily Fantasy Sports

Iowa legalized daily fantasy sports in 2019. This regulation cleared any legal questions regarding daily fantasy’s presence in the Hawkeye State.

It also lets industry juggernauts FanDuel and DraftKings legally serve Iowa. DraftKings and FanDuel are the only sites that draw any serious DFS traffic in the state.

Iowa Online Gambling Apps

This state features a strange rule regarding gambling apps. You must first download an app and visit a relevant land-based casino to register.

Is Online Gambling Legal In Iowa

Iowa included this unique stipulation in its sports betting legislation. In-person registration will last until Jan. 1, 2021.

Other than the in-person signup requirement, Iowa online gambling apps are similar to those in other markets. If you haven’t downloaded Android or iOS betting apps, though, you should know that the processes vary.

Downloading an IA Android gambling app

Here are the instructions for obtaining an Android app:

1. Visit an Iowa online gambling site.
2. Select the Android icon on the homepage.
3. Follow the download instructions.

Google Play doesn’t feature real-money gambling apps in its store. Its policy means that you must download the app directly from the gambling site.

Downloading an IA iOS gambling app

Here are the instructions for obtaining an iOS app:

1. Visit the App Store.
2. Search for the Iowa gambling app you want.
3. Download the app.

Unlike Google, Apple provides real-money gambling apps. Therefore, you complete downloads in the App Store rather than through a website.

How to Deposit at Iowa online Gambling Sites

Again, you must visit an IA land-based casino to complete registration. Once you’ve done this, you’ll be able to use online or in-person deposit options.

Deposit Methods

• Bank transfer (ACH): You send funds from your bank account to an IA gambling site.
• Cash at the cage: Drive to the nearest Iowa casino and fund your account in person.
• E-wallet: Middlemen like PayPal and Skrill let you make simple online deposits at gambling sites.
• PayNearMe: Visit a local 7-Eleven and deposit in person with cash.
• Prepaid card: Iowa gambling sites issue Play+ cards for deposit purposes.
• Visa, Mastercard: Fund your account instantly and easily with these famous credit card brands.

Withdrawal Methods

• Bank transfer (ACH): Transfer winnings back to your bank account.
• Cash at the cage: Get your winnings instantly at the nearest land-based casino.
• E-wallet: Skrill and PayPal offer the quickest online payouts.
• Paper check: Although slow (10-14 days), paper checks are a reliable cashout option.
• Prepaid card: These branded cards also work for withdrawals.

Some banking methods must be used for deposits and cashouts. For example, if you deposit with ACH, you’ll need to withdraw funds the same way.

Online Gambling Bonuses in Iowa

You can take advantage of several bonus offers throughout the IA internet gambling industry. The following bonuses are available at online sportsbooks, DFS sites, and/or sweepstakes casinos.

No-deposit Bonus

Some gambling sites reward you just for completing registration by giving you a no-deposit bonus. You can earn free money from these offers after satisfying terms and conditions.

Here’s an example:

• An Iowa gambling site gives you a $25 no-deposit bonus.
• Rollover is 10x.
• You must wager 25 x 10 = $250.
• You get to keep whatever is left from the bonus, plus any winnings, after betting $250.

Match-deposit Bonus

This offer matches your deposit up to a specified amount. You get to cash out these bonuses in a lump sum after meeting T&Cs.

Here’s an example:

• A gambling site offers a 100% match-deposit bonus up to $500.
• You deposit $200 and qualify for a $200 bonus.
• Rollover is 20x.
• You must wager 200 x 20 = $4,000.
• You can cash out the $200 after betting $4k in total.

Risk-free Bet

A bookmaker gives you a “free” wager upfront. If you lose the first bet, you can earn money back.

Here’s an example:

• An IA online sportsbook offers a risk-free bet that matches your deposit amount.
• You deposit $100 and, thus, qualify for a $100 wager.
• You bet $100 and lose.
• Rollover is 10x.
• You must wager 100 x 10 = $1,000.
• You get the $100 back after betting $1k in total.

Free Coins

Sweepstakes casinos and poker sites offer free coins as promotions. For example, Chumba Casino provides two Sweeps Coins as a no-deposit bonus.

Loyalty Program

You can accumulate VIP rewards through your gambling activity. For example, an online sportsbook might offer you a free bet after you’ve wagered enough.

FAQ on Iowa Online Gambling

Yes. Iowa features legal online sports betting, sweepstakes sites, and DFS sites.

No. You can gamble online as a resident or visitor to Iowa. You need to be 21 years of age and not on a self-exclusion list to qualify.
Gambling sites use geolocation software to determine your location. Provided you’re anywhere within Iowa, and you should experience no trouble placing bets.

Yes. You must cover a 5% state income tax on gambling winnings. Of course, you also need to pay the 24% federal tax.
Iowa’s gambling tax applies even if you don’t live in the Hawkeye State. If you travel across the border and gamble online, for example, you’ll need to pay a 5% tax to Iowa if you win money.

Yes. The Iowa Racing and Gaming Commission regulates the internet sports betting and DFS industries. The IRGC thoroughly examines license applications to choose quality operators. It also maintains strong protections for problem gamblers.

You must be 21 or older to make online sports bets or play DFS in the Hawkeye State.

Iowa may not strike outsiders as a hub for many types of gambling. However, a closer look at the Hawkeye State reveals that’s exactly what it is.

It’s true that Iowa recently joined the growing group of states with sports betting. However, to limit the discussion about Iowan gambling to sports would be a disservice everything else it offers. So keep reading to learn about all the types of gambling available in Iowa.

Play online slots, blackjack or video poker in Iowa

Is gambling legal in Iowa?

Yes. Iowa is home to several types of legal gambling. As a result, gaming is a widespread activity across the state.

However, most of these types are land-based forms of gambling. Online gambling in Iowa is still, by and large, a forbidden practice.

Below is a guide to all the different forms of gambling that a player can find in the Hawkeye State.

How online casino games work in Iowa

Online casino gambling is expressly prohibited by Iowa state law. At this time, it appears that state lawmakers are focusing their attention on sports betting, rather than introducing online casinos for Iowa

An option that Iowans can play are sweepstakes casino sites. Hard as it may be to believe, you can play many of your favorite slots and table games for real prizes through these sites.

The four main sweepstakes online casino sites are:

In order for a sweepstakes to be legitimate in Iowa, it must, essentially, be free to play. A sweepstakes cannot require any sort of payment, including advance payments in order to collect winnings. They must also publish their odds of winning.

The top sweepstakes online casino sites use a unique dual-currency business model in order to stay in compliance with state law. Although it’s possible to speed up the process of receiving entries with purchases, it is not a requirement.

So, through these sites, you now have access to the following games:

• Slots (Chumba, LuckyLand, Funzpoints, Global)
• Video Poker (Chumba)
• Keno (Funzpoints)
• Blackjack (Chumba, Global)
• Roulette (Chumba)
• Caribbean Poker (Global)
• Texas Hold’em (Global)
• Pot-Limit Omaha (Global)
• Crazy Pineapple (Global)

Although the dual currency systems take a bit of adjustment, the truth of the matter is that there’s not much difference between these sites and true online casinos. You will find beautifully-rendered game options day and night on your phone or computer. All the sites are browser-based, so you don’t have to worry about downloading anything.

Other forms of IA online gambling

However, one bit of online gambling that Iowans can do is online sports betting. Thanks to the recent gambling expansion, there are now several Iowa online sportsbooks open for business in the state.

Iowa also made daily fantasy sports legal. Thanks to the passage of a 2019 law, top operators like DraftKings and FanDuel have free access to the Hawkeye State.

Iowa allows its residents and visitors to bet horse races online. That fact means that it’s not even necessary to make the drive to Prairie Meadows or any of the other locations to place a bet. Instead, sites like TVG are available to accept your wagers and provide you with key insight to make your best bet.

What about online poker in Iowa?

Like online casinos, online poker play is not permitted by state law. It is unlikely that Iowans will be able to take part in peer-to-peer games very soon.

Social casino options

Iowa has many land-based casino options, but only four offer their own social casino sites. The two Caesars properties, Harrah’s Council Bluffs and Horseshoe Council Bluffs, offer several links to both branded and partnered websites, most notably Slotomania. Caesars also promotes its real-money sites to Iowans, even though they would have to travel to New Jersey or Nevada to play.

The other two properties to offer a social casino option are the two Isle of Capri casinos in Bettendorf and Waterloo. Both offer a link to Lady Luck Casino, which is a smaller, independently owned site based out of Nevada and serves various properties around the country.

It would be remiss not to mention MyVegas as well, which is the MGM Resorts site. MyVegas is notable because of its system for awarding real, redeemable comps to players. Although Iowans would have to travel to redeem these comps, real rewards can still be obtained without spending a dime (although one will have to spend quite a bit of time).

Gambling in the state of Iowa

Iowa Online Sports Gambling News

Iowa is home to a wide variety of casino locations. There are land-based casinos, tribal casinos, a tribal bingo (Class II) casino, a racino, and a riverboat casino.

All in all, Iowa is home to 23 different properties that are casinos of some stripe. The biggest cluster is in Council Bluffs.

In addition to normal gambling games, you can bet on sports at many of these properties, since sports betting became legal. The time from legalization to launch was quite quick, and there were multiple online and retail sportsbooks active in the state by the end of 2019. There are now 16 retail sportsbooks in Iowa casinos.

Casinos in Iowa

Here are the casinos that are currently active in the Hawkeye State:

Though not as extensive, live poker is certainly available in Iowa. The Hawkeye State is home to 9 live poker rooms.

Of the 9, the room at the Horseshoe Council Bluffs is the largest. According to PokerAtlas, the Caesars property is home to 18 tables.

The other large room is, somewhat surprisingly, at the Meskwaki Casino. This tribal property is actually a Class II gaming facility, but poker qualifies as a legitimate offer there under the Indian Gaming Regulatory Act.

Here is a list of the live poker venues located in Iowa:

• Catfish Bend Casino, Burlington
• Diamond Jo Casino – Worth, Northwood
• Grand Falls Casino, Larchwood
• Horseshoe Council Bluffs, Council Bluffs
• Meskwaki Casino (Class II tribal), Tama
• Prairie Meadows (racino), Altoona
• Q Casino, Dubuque
• Riverside Casino & Golf Resort, Riverside
• WinnaVegas Casino Resort, Sloan

Iowa Lottery

Like many states, Iowa is home to a lottery. The Iowa Lottery is a state-run operation that is a member of the Multi-State Lottery Association.

The lottery does offer a mobile app for both iOS and Android device users. However, this app does not permit purchasing tickets online. Therefore, the Iowa Lottery is a strictly retail operation.

Its proceeds go to fund various state programs. Recipients, which include funds for veterans, families of law enforcement officials and firefighters, general state fund projects, and the Vision Iowa tourism initiative, have received more than $2 billion in proceeds since the lottery’s inception in 1985.

Racing

Though animal racing has waned in popularity in the last few years, it remains a staple for many states’ gambling offerings. Iowa is no different, and offers several different methods for betting on races in the state.

First and foremost, there is a single live horseracing venue in the state of Iowa. Prairie Meadows, which is also a casino, offers thoroughbred, quarter, and mixed meets four days a week from May until December.

Iowa is also home to a single greyhound racing venue. However, market pressures and unfriendly publicity are squeezing the bottom line for this track, and it seems unlikely that the practice will continue for many more years in the Hawkeye State.

Online Gambling In Iowa

Alongside its live racing, Prairie Meadows also offers simulcasting and wagering onsite. Players can place their bets and view races at tracks around the country in real-time.

Can You Gamble Online In Iowa

There are also a few off-track betting sites around the state. In addition to Prairie Meadows, bettors can catch simulcast action and make wagers at the Iowa Greyhound Park and the Wild Rose Casino – Clinton.

Charitable Gaming

Charitable gaming is an umbrella term that covers any type of gaming organized by a non-profit organization. According to Iowa Code Chapter 99B, charitable organizations in the state can apply for a license to offer bingo, raffles, social gambling, and amusement devices.

Naturally, a charitable gaming license covers bingo, raffles, and games of skill and chance. All other types of gaming must be conducted by a social gambling licensee. Interestingly, it is possible to host poker cash games under this license, but not tournaments.

Finally, liquor license holders can offer sports betting pools under very limited circumstances in the state. Quite frankly, this exception is, in a nutshell, to allow March Madness pools.

A Brief History of Gambling Laws in Iowa

If you’re still reading, you may wonder how all of this gambling is possible in Iowa. After all, the Hawkeye State is best known for cornfields and the Field of Dreams.

However, the road to becoming a gambling epicenter is both long and twisted. Here are some of the key dates and laws that have allowed Iowa to rise:

The Pari-Mutuel Act passes the state legislature in May. After the Governor signs the bill into law in July, he appoints the first Racing Commission. Operators begin applying for licenses to offer horse and greyhound racing and pari-mutuel betting.

A law to form the state lottery passes in April. The first tickets, in the form of a scratch game known as “Scratch, Match and Win,” go on sale in August at the Iowa State Fair. The state would later add both in-state and multi-state drawings to its portfolio, including Powerball and Mega Millions.

The first pari-mutuel facility opens in June 1985, after nearly two years of licensing and construction. The first race to run was a greyhound event at Dubuque Greyhound Park.

The passage of the Iowa Excursion Boat Gambling Law opens the door for the first riverboat gambling in the United States. The Iowa Racing and Gaming Commission, a mere six years into its life, is now authorized to license operators to conduct gambling excursions.

However, the new law requires that the counties in which the excursions would moor must approve the introduction of the boats. Throughout the year, eight of nine referendums to approve pass.

The first three riverboats set sail in April. The Dubuque Casino Belle in Dubuque, the Diamond Lady in Bettendorf, and The President in Dubuque become the first active riverboats in the state.

A fourth, the Emerald Lady in Burlington, joins the trio in May. However, of these four initial entries, only the Diamond Lady remains to present day in any format. The operation eventually moves ashore and becomes the Isle of Capri – Bettendorf.

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Iowa negotiates three compacts with federally-recognized Native American tribes to offer casino gaming in Iowa. By the end of the year, the three tribes (Winnebago, Omaha, and Sac and Fox) open the Winnavegas Casino in Sloan, the CasinOmaha in Onawa, and the Meskwaki Bingo and Casino in Tama, respectively.

All three properties remain in operation to this day. However, the CasinOmaha eventually becomes the Blackbird Bend Casino.

The passage of a law in March removes many of the restrictions placed upon excursion boats. Riverboats are now permitted to offer unlimited wagering amounts and do away with loss limits.

Furthermore, they are no longer prohibited from using more than 30% of their boats for gaming purposes. The entire boat is available, and they can offer gambling while sitting at the dock. Best of all, they are now able to operate 24 hours per day.

However, the law mandates a few safeguards against the free-for-all it has enacted. First and foremost, the gambling age on riverboats rises to 21. The law also specifies that the counties in which the boats are moored must pass new referenda to accept the changes AND must revote on the issue at regular intervals.

Finally, the measure allows for certain gambling games to be conducted at what it calls “racetrack enclosures.” As is the case with riverboats, this measure is subject to a referendum vote from its home county.

No major developments or changes occur during this period. Operators move into and out of the state, and counties either approve or deny new referenda on keeping boats active in their counties.

New legislation introduces several measures that increase responsible gaming and self-help guidelines for excursion facilities. It requires licensees (operators) to create their own voluntary exclusion programs for problem gamblers who cannot stop playing.

It also bans cash and credit devices on casino floors. Fewer ATMs means that problem and vulnerable gamblers struggle to fund themselves so easily.

The law also cracks down on underage gambling. Underage gamblers who play or attempt to play on a boat are now subject to a $500 fine.

Finally, the new legislation creates or raises taxes for both the counties in which the boats reside and the Gamblers Treatment Fund. This law is one of the best examples of legislation to acknowledge the downsides of gambling expansion. It even provides for a study to examine the socioeconomic impacts of gambling in the state.

However, in a sort of oblique maneuver, this law challenges the very notion of what constitutes a boat – legally, at least. Boats can now be moored barges (so they don’t have to be seaworthy) and can be located on reservoirs or lakes.

In other words, casinos are now required only to be platforms.

Legislation authorizes bonafide land-based casinos in the state. Gambling facilities no longer have to be tied to a water source, even if it’s a man-made pit.

There are also new regulations designed to create more humane situations for both horses and greyhounds used in racing. Drugs accepted for race-day usage are more strictly limited.

The industry has enough experience that only minor legal tweaks are required to keep things going. Laws come that adjust purse structure, for instance.

However, Iowa now allows advance deposit wagering to take place. So, bettors can place bets using the telephone or internet if they have sent money ahead to the track.

A new law also creates an imperative for the commission to study online poker. It mandates a report to be delivered to the legislature by December.

DFS and sports betting becomes fully legal under state law.

Iowa’s launch into online gambling

DraftKings, along with Rush Street Interactive brand BetRivers, partnered with Wild Rose Entertainment as an avenue toward Iowa sports betting. The DFS power debuted retail sportsbooks at Wild Rose properties in Jefferson, Emmetsburg, and Clinton.

Not to be outdone, FanDuel introduced sportsbooks at Diamond Jo Casino locations in Northwood and Dubuque.

Entering the fold in February 2020, UK-based Betfred opened up shop at Grand Fallas Casino.

There are big corporate partnerships already in place with many US casino groups, such as MGM’s deal with GVC. Caesars and Eldorado joined forces for online sports betting around the US with the completion of their merger in summer 2020. They are partnered with William Hill, The Stars Group, 888, and Scientific Games.

Some Iowa casinos have already set up new partnerships themselves. The Prairie Meadows Racetrack & Casino has a partnership with William Hill and Catfish Bend Casino struck a deal with PointsBet.

Online Gambling Iowa

Iowa Responsible Gambling

Many of life’s greatest joys have an intoxicating quality. We feel the rush of pleasure and want to experience the same feeling over and over. Unfortunately, for some Iowans, that joy comes from gambling, and the pursuit of that feeling leads many of them to desperate situations.

Problem gambling exists anywhere there is gambling. Fortunately, there are numerous resources in Iowa set up to assist sufferers and their families.

The most important resource for problem gamblers in Iowa is the state’s Department of Public Health, which runs YourLifeIowa.org. This website, which also contains help for other addiction maladies, has links to numerous resources for gamblers who are out of control.

There is a diagnostic quiz, a hotline to counselors at 1-800-BETS-OFF, and a live chat feature that will connect you with a gambling expert who can recommend various options to you. Any contact with the Iowa Department of Public Health will be held in the strictest of confidences. You can also find educational and reference materials about problem gambling there, too.

Internet Gambling Iowa

The IDPH is also supported by the Iowa Gaming Group, an advocacy organization that promotes safe, healthy gambling for entertainment. Visitors to the IGG site can find numerous resources, including (most notably) links to gambling addiction and problem gambling therapists and professionals.

Online Gambling Iowa

These resources are available around the clock. There’s no reason to suffer a minute longer. If you need help, get help.